Years ago I entered every contest and sweepstakes on the radio or in magazines. Often I would win some small prize, maybe tickets to a concert or a small amount of cash. A local radio station was giving away one ounce gold bars to the lucky tenth caller and one time that lucky caller was me! It was so small I just put it away and forgot about it for these past thirty years. Now if you are like me, you have a jewel box filled with old gold pieces. I have several rings that say 24k and a bunch of gold chains plus the old gold bar. I needed cash recently so went looking for a place that would buy gold. Goldline International gave me well over two thousand bucks for all that gold so I’m glad I waited! This is a sponsored post as per our disclosure

The Unitard is right… we spend too much money on our vacation accommodations and it’s time we fight back! Staying in a nice vacation rental house or villa instead of a cramped germ laden hotel room makes good “cents”. Of course the Unitard is a bit wacky on that vacation rental commercial but he does get the point across to that family. I think he gets a bit carried away but perhaps they needed a jolt of reality from a superhero and learn how to get more while paying less. They were about to spend more for much less than can be found by looking into Vacation Rental.org. Look for that commercial…. it’s hilarious!

Some consider it a vital part of automobile ownership while some just consider it to be a “necessary evil”, but auto insurance no matter how we look at it, we each need to be fully covered in case of accident. Having the basic coverage of liability and medical is not enough because there are so many things that can go wrong when driving. Medical coverage applies to someone else if they are injured. What if you are hurt? You must have full coverage and that includes collision on your car. If you have total coverage on your auto insurance policy you can be assured your vehicle will be fixed or replaced when it’s damaged. It’s just the smart thing to do.

It is considered fashionable to be able to save money and purchasing your wholesale sunglasses has the added bonus of not only saving some cold hard cash, but you can own the latest fashion sunglasses plus sell some to make a profit. These are economical alternatives to much higher priced sunglasses but are manufactured to exacting standards just as those high priced “name” sunglasses. Your eyes will be protected and your face framed beautifully, and when you buy your sunglasses at wholesale prices, you can be assured you have gotten the best price available anywhere. Sell some, give some as gifts, and own your own quality wholesale sunglasses.

The Federal government tried to help but, found it more difficult than anticipated to help when there was greed involved. The multi-billion dollar first time home buyer tax credit which was aimed at alleviating bad mortgage indebtedness has some good points and also a dark side. As the Freddie Mac as well as the Fannie Mae type institutions seem to be failing along with thousands of other smaller lenders, there appears to be help coming from the U.S. Treasury in the form of a first time home buyer tax credit program that may well pump new and fresher capital into the U.S. mortgage market thus allowing more loan funding for home buyers at far more favorable interest rates. Currently interest is around five to six percent on a thirty year fixed rate mortgage loan and that’s about as low as it will get for a while.

The ability to qualify for a home loan result in problem for those whose credit has already become trashed financial troubles or job loss. Many prospective home buyers wish to have more expensive housing than they can afford and they must look at smaller, perhaps more affordable housing to qualify. A first time home buyer tax credit may be too little, too late for many who dream of being home owners.

Here is a video that can make things clearer.